Mortgage Advisers in Avonmouth

Avonmouth Mortgage Advisers

Are you looking for a Mortgage Adviser in the Avonmouth area?

Organising a mortgage is a major part of buying a property.

Although you can organise a mortgage by yourself, most buyers choose to appoint a mortgage adviser to assist them in this process. The mortgage adviser will do the leg work for you, they will search for the best mortgage rate and advise you of the benefits and drawbacks of the mortgages available. Once you have selected a mortgage offer, they will fill in the paperwork for you and submit this to the lender.

Why use a Mortgage Adviser?

• Independent mortgage advisers have a wide knowledge of mortgage products available on the market from lots of different lenders.
• If you are self-employed or have unusual circumstances a mortgage adviser may know which lenders are suited to your particular needs.
• You have more rights when you take advice from a regulated mortgage adviser than if you choose a mortgage product by yourself.
• You can save a significant amount of time and effort and ensure you are getting the right mortgage deal for your needs.
• Most mortgage periods last between 2 and 5 years. So arranging a mortgage that isn’t right for you can cost you a significant amount of money.

How much does a Mortgage Adviser cost?

Mortgage advisers will either work for a fixed fee, or get paid on a commission basis. This means they get paid by the lender once the mortgage is approved. On occasions, this commission is added to your mortgage so you will not be required to pay the money upfront.

In some circumstances, the adviser’s commission will be paid by the lender and you won’t be charged for their time. Before instructing an adviser, make sure you check how they will be paid. You may need to factor in their cost into your overall budget.

Why use a House Nous recommended Avonmouth Mortgage Adviser

• Trusted Partners
  All House Nous mortgage adviser partners are authorised and regulated by the Financial Conduct Authority.
• Competitive Pricing
  You will receive at least three cost estimates from different mortgage advisers, allowing you to compare prices.
• Proven Quality
  All of our mortgage advisers are specialists with a strong track record of delivering high-quality service.
• Local Expertise
  A thorough understanding of the local property market can prove invaluable to helping you find the right mortgage. Face to face meetings and being able to drop off and collect documentation are other advantages of using a local mortgage adviser.