Mortgage Advisers in Bradford-on-Avon

Bradford-on-Avon Mortgage Advisers

Are you seeking a Mortgage Adviser in the Bradford-on-Avon area?

While it's possible to arrange a mortgage on your own, many buyers opt to hire a mortgage adviser to help with the process. A mortgage adviser will handle the hard work, searching for the best mortgage rates and informing you of the benefits and drawbacks of different options. Once you choose a mortgage offer, they will complete the paperwork and submit it to the lender on your behalf.

Why use a Mortgage Adviser?

• Independent mortgage advisers have in-depth knowledge of the diverse range of mortgage products offered by numerous lenders.
• If you are self-employed or have unusual financial circumstances, a mortgage adviser can identify lenders that best meet your specific requirements and are more likely to accept your application.
• Consulting a regulated mortgage adviser provides more protection compared to choosing a mortgage product on your own.
• Using the services of a mortgage adviser can save you substantial amount of time and effort, ensuring you secure the best mortgage deal for your needs.
• Considering that most mortgage terms last between 2 and 5 years, selecting an unsuitable mortgage can result in significant financial losses over time.

How much does a Mortgage Adviser cost?

Mortgage advisers will either work for a fixed fee, or get paid on a commission basis. This means they get paid by the lender once the mortgage is approved. On occasions, this commission is added to your mortgage so you will not be required to pay the money upfront.

In some circumstances, the adviser’s commission will be paid by the lender and you won’t be charged for their time. Before instructing an adviser, make sure you check how they will be paid. You may need to factor in their cost into your overall budget.

Why use a House Nous recommended Bradford-on-Avon Mortgage Adviser

• Trusted Partners
  Every mortgage adviser partnered with House Nous is authorised and regulated by the Financial Conduct Authority.
• Competitive Pricing
  You'll receive quotes from at least three different mortgage advisers, enabling you to easily compare prices and find the right mortgage adviser for you.
• Proven Quality
  All of our mortgage advisers are specialists with a strong track record of delivering high-quality service.
• Local Expertise
  Having insight into the local property market is essential when searching for the right mortgage. Local advisers offer the added advantages of in-person meetings and streamlined document management.