Mortgage Advisers in Chippenham

Chippenham Mortgage Advisers

Are you looking for a Mortgage Adviser in the Chippenham area?

Organising a mortgage is a major part of buying a property.

Although you can organise a mortgage by yourself, most buyers choose to appoint a mortgage adviser to assist them in this process. The mortgage adviser will do the leg work for you, they will search for the best mortgage rate and advise you of the benefits and drawbacks of the mortgages available. Once you have selected a mortgage offer, they will fill in the paperwork for you and submit this to the lender.

Why use a Mortgage Adviser?

• Independent mortgage advisers have a comprehensive understanding of the various mortgage products available from multiple lenders.
• Engaging a mortgage adviser can save you a lot of time and effort, ensuring you find the best mortgage deal tailored to your requirements.
• Since most mortgage terms span 2 to 5 years, choosing an unsuitable mortgage can lead to significant financial costs over time.
• For those who are self-employed or have unique financial situations, a mortgage adviser can pinpoint lenders that cater specifically to your needs.
• Relying on a regulated mortgage adviser offers you greater protection than selecting a mortgage on your own.

How much does a Mortgage Adviser cost?

Mortgage advisers may charge a fixed fee or be compensated through commission. If they work on commission, they are paid by the lender once your mortgage is approved. Sometimes, this commission can be added to your mortgage, so you won't have to pay it upfront.

In some situations, the lender covers the adviser's commission, so you won't be charged for their time. Before you hire a mortgage adviser, make sure to check how they will be paid, as you may need to include their costs in your overall budget.

Why use a House Nous recommended Chippenham Mortgage Adviser

• Trusted Partners
  Every mortgage adviser partnered with House Nous is authorised and regulated by the Financial Conduct Authority, ensuring reliability and compliance.
• Competitive Pricing
  You'll receive quotes from at least three different mortgage advisers, enabling you to compare prices and find the help you need.
• Proven Quality
  Our mortgage advisers are experts known for consistently providing exceptional service and achieving excellent results.
• Local Expertise
  A thorough understanding of the local property market can help an adviser find the right mortgage. Face to face meetings and being able to drop off and collect documentation are other advantages of using a local mortgage adviser.