Mortgage Advisers in Filton

Filton Mortgage Advisers

Are you in need of a Mortgage Adviser in the Filton area?

Arranging a mortgage is a key part of the property-buying process.

Though you can secure a mortgage on your own, most buyers prefer to enlist the help of a mortgage adviser. These professionals handle the legwork by finding the best mortgage rates and explaining the pros and cons of each option. Once you decide on a mortgage offer, they will complete and submit the necessary paperwork to the lender for you.

Why use a Mortgage Adviser?

• Independent mortgage advisers possess extensive knowledge of the mortgage products offered by various lenders.
• When you seek advice from a regulated mortgage adviser, you have more protections compared to choosing a mortgage product on your own.
• If you are self-employed or have unique circumstances, a mortgage adviser can identify which lenders are best suited to your specific needs and are most likely to accept your application.
• Using a mortgage adviser can save you a considerable amount of time and effort, ensuring you secure the right mortgage deal for your needs.
• Given that most mortgage terms range from 2 to 5 years, selecting the wrong mortgage can be costly in the long run.

How much does a Mortgage Adviser cost?

Mortgage advisers may either charge a fixed fee or work on a commission basis. When paid on commission, they receive payment from the lender once the mortgage is approved. Sometimes, this commission is added to your mortgage, meaning you won't need to pay it upfront.

In certain cases, the lender covers the adviser's commission, so you won't incur any charges for their services. Before hiring an adviser, ensure you understand how they will bill for their services. You may need to include their fees in your overall budget.

Why use a House Nous recommended Filton Mortgage Adviser

• Trusted Partners
  All House Nous mortgage adviser partners are authorised and regulated by the Financial Conduct Authority.
• Competitive Pricing
  You will receive at least three cost estimates from different mortgage advisers, allowing you to compare prices.
• Proven Quality
  All of our mortgage advisers are specialists with a strong track record of delivering high-quality service.
• Local Expertise
  A thorough understanding of the local property market can prove invaluable to helping you find the right mortgage. Face to face meetings and being able to drop off and collect documentation are other advantages of using a local mortgage adviser.