Mortgage Advisers in Horfield

Get instant quotes from experienced mortgage advisers in Horfield

Get a quote
Keys
  • All our mortgage adviser partners are authorised and regulated by the Financial Conduct Authority
  • All tried-and-tested local mortgage specialists

The easy way to find a mortgage adviser today

Step 1

1. Complete and submit the enquiry form.

Step 2

2. You will receive details from three mortgage advisers from our panel of approved suppliers.

Step 3

3. They will be in touch to discuss your requirements, or if you are in a hurry, you can contact them.

Horfield Mortgage Advisers

Are you looking for a Mortgage Adviser in the Horfield area?

Organising a mortgage is a major part of buying a property.

Although you can organise a mortgage by yourself, most buyers choose to appoint a mortgage adviser to assist them in this process. The mortgage adviser will do the leg work for you, they will search for the best mortgage rate and advise you of the benefits and drawbacks of the mortgages available. Once you have selected a mortgage offer, they will fill in the paperwork for you and submit this to the lender.

Why use a Mortgage Adviser?

  • Independent mortgage advisers possess extensive knowledge of the mortgage products offered by various lenders.
  • When you seek advice from a regulated mortgage adviser, you have more protections compared to choosing a mortgage product on your own.
  • If you are self-employed or have unique circumstances, a mortgage adviser can identify which lenders are best suited to your specific needs and are most likely to accept your application.
  • Using a mortgage adviser can save you a considerable amount of time and effort, ensuring you secure the right mortgage deal for your needs.
  • Given that most mortgage terms range from 2 to 5 years, selecting the wrong mortgage can be costly in the long run.

How much does a Mortgage Adviser cost?

Mortgage advisers may charge a fixed fee or be compensated through commission. If they work on commission, they are paid by the lender once your mortgage is approved. Sometimes, this commission can be added to your mortgage, so you won't have to pay it upfront.

In some situations, the lender covers the adviser's commission, so you won't be charged for their time. Before you hire a mortgage adviser, make sure to check how they will be paid, as you may need to include their costs in your overall budget.

Why use a House Nous recommended Horfield Mortgage Adviser

  • Trusted Partners
    All House Nous mortgage adviser partners are authorised and regulated by the Financial Conduct Authority.
  • Competitive Pricing
    You will receive at least three cost estimates from different mortgage advisers, allowing you to compare prices.
  • Proven Quality
    All of our mortgage advisers are specialists with a strong track record of delivering high-quality service.
  • Local Expertise
    A thorough understanding of the local property market can prove invaluable to helping you find the right mortgage. Face to face meetings and being able to drop off and collect documentation are other advantages of using a local mortgage adviser.

Mortgage advice

What is a Buy-to-Let Mortgage?

BuyingMortgages

A buy-to-let mortgage is a specific type of loan designed for people who want to purchase a property to rent out rather than live in. Understanding buy-to-let mortgages is essential for anyone taking their first steps in becoming a landlord.

Read more

Do I need a mortgage adviser?

BuyingMortgages

Organising a mortgage is a major part of buying a property and it is really important to get this stage correct.

Read more

Main types of Mortgages

BuyingConveyancingMortgages

There are several types of mortgages available to house buyers in the UK and knowing which one best suits your needs is essential before you submit a request.

Read more

Latest news

Why downsizing is on the rise: More UK homeowners are moving to smaller homes to cut costs?

April 22nd, 2025 Selling

With the cost of living still squeezing household budgets and mortgage rates remaining high, more UK homeowners are choosing to downsize in search of financial relief.

Read more

UK house prices dip after stamp duty deadline rush

April 16th, 2025 BuyingSelling

UK house prices experienced their biggest monthly drop in a year, falling by 0.5% in March to an average of £296,699, according to Halifax.

Read more

Could 2025 be the right time to buy a house?

March 11th, 2025 Buying

Buying a home is a big decision, and market conditions can make it even trickier. House prices increased by an average of 3.8% in 2024, and experts predict further growth of 1% to 4% in 2025.

Read more

Helping movers to move

From property conveyancers to surveyors, mortgage advisors and removals companies, our trusted partners are qualified and accredited.