Mortgage Advisers in Long Ashton

Long Ashton Mortgage Advisers

Are you looking for a Mortgage Adviser in the Long Ashton area?

Organising a mortgage is a major part of buying a property.

Although you can organise a mortgage by yourself, most buyers choose to appoint a mortgage adviser to assist them in this process. The mortgage adviser will do the leg work for you, they will search for the best mortgage rate and advise you of the benefits and drawbacks of the mortgages available. Once you have selected a mortgage offer, they will fill in the paperwork for you and submit this to the lender.

Why use a Mortgage Adviser?

• Independent mortgage advisers possess extensive knowledge of the mortgage products offered by various lenders.
• When you seek advice from a regulated mortgage adviser, you have more protections compared to choosing a mortgage product on your own.
• If you are self-employed or have unique circumstances, a mortgage adviser can identify which lenders are best suited to your specific needs and are most likely to accept your application.
• Using a mortgage adviser can save you a considerable amount of time and effort, ensuring you secure the right mortgage deal for your needs.
• Given that most mortgage terms range from 2 to 5 years, selecting the wrong mortgage can be costly in the long run.

How much does a Mortgage Adviser cost?

Mortgage advisers may either charge a fixed fee or work on a commission basis. When paid on commission, they receive payment from the lender once the mortgage is approved. Sometimes, this commission is added to your mortgage, meaning you won't need to pay it upfront.

In certain cases, the lender covers the adviser's commission, so you won't incur any charges for their services. Before hiring an adviser, ensure you understand how they will bill for their services. You may need to include their fees in your overall budget.

Why use a House Nous recommended Long Ashton Mortgage Adviser

• Trusted Partners
  Every mortgage adviser partnered with House Nous is authorised and regulated by the Financial Conduct Authority, ensuring reliability and compliance.
• Competitive Pricing
  You'll receive quotes from at least three different mortgage advisers, enabling you to compare prices and find the help you need.
• Proven Quality
  Our mortgage advisers are experts known for consistently providing exceptional service and achieving excellent results.
• Local Expertise
  A thorough understanding of the local property market can help an adviser find the right mortgage. Face to face meetings and being able to drop off and collect documentation are other advantages of using a local mortgage adviser.