Street Mortgage Advisers
Are you seeking a Mortgage Adviser in the Street area?
While it's possible to arrange a mortgage on your own, many buyers opt to hire a mortgage adviser to help with the process. A mortgage adviser will handle the hard work, searching for the best mortgage rates and informing you of the benefits and drawbacks of different options. Once you choose a mortgage offer, they will complete the paperwork and submit it to the lender on your behalf.
Why use a Mortgage Adviser?
- Independent mortgage advisers have a wide knowledge of mortgage products available on the market from lots of different lenders.
- If you are self-employed or have unusual circumstances a mortgage adviser may know which lenders are suited to your particular needs.
- You have more rights when you take advice from a regulated mortgage adviser than if you choose a mortgage product by yourself.
- You can save a significant amount of time and effort and ensure you are getting the right mortgage deal for your needs.
- Most mortgage periods last between 2 and 5 years. So arranging a mortgage that isn’t right for you can cost you a significant amount of money.
How much does a Mortgage Adviser cost?
Mortgage advisers may charge a fixed fee or be compensated through commission. If they work on commission, they are paid by the lender once your mortgage is approved. Sometimes, this commission can be added to your mortgage, so you won't have to pay it upfront.
In some situations, the lender covers the adviser's commission, so you won't be charged for their time. Before you hire a mortgage adviser, make sure to check how they will be paid, as you may need to include their costs in your overall budget.
Why use a House Nous recommended Street Mortgage Adviser
- Trusted Partners
Our mortgage adviser partners at House Nous are fully authorised and regulated by the Financial Conduct Authority, ensuring reliability and compliance.
- Competitive Pricing
You'll receive quotes from at least three different mortgage advisers, enabling you to easily compare prices and find the best option for your needs.
- Proven Quality
All our mortgage advisers are specialists known for their exceptional service and successful track record in delivering high-quality advice.
- Local Expertise
Understanding the local property market is crucial for finding the right mortgage. With local advisers, you can also benefit from face-to-face meetings and convenient document handling.