Mortgage Advisers in Thornbury

Thornbury Mortgage Advisers

Are you in need of a Mortgage Adviser in the Thornbury area?

Arranging a mortgage is a key part of the property-buying process.

Though you can secure a mortgage on your own, most buyers prefer to enlist the help of a mortgage adviser. These professionals handle the legwork by finding the best mortgage rates and explaining the pros and cons of each option. Once you decide on a mortgage offer, they will complete and submit the necessary paperwork to the lender for you.

Why use a Mortgage Adviser?

• Independent mortgage advisers possess extensive knowledge of the mortgage products offered by various lenders.
• When you seek advice from a regulated mortgage adviser, you have more protections compared to choosing a mortgage product on your own.
• If you are self-employed or have unique circumstances, a mortgage adviser can identify which lenders are best suited to your specific needs and are most likely to accept your application.
• Using a mortgage adviser can save you a considerable amount of time and effort, ensuring you secure the right mortgage deal for your needs.
• Given that most mortgage terms range from 2 to 5 years, selecting the wrong mortgage can be costly in the long run.

How much does a Mortgage Adviser cost?

Mortgage advisers will either work for a fixed fee, or get paid on a commission basis. This means they get paid by the lender once the mortgage is approved. On occasions, this commission is added to your mortgage so you will not be required to pay the money upfront.

In some circumstances, the adviser’s commission will be paid by the lender and you won’t be charged for their time. Before instructing an adviser, make sure you check how they will be paid. You may need to factor in their cost into your overall budget.

Why use a House Nous recommended Thornbury Mortgage Adviser

• Trusted Partners
  Every mortgage adviser partnered with House Nous is authorised and regulated by the Financial Conduct Authority.
• Competitive Pricing
  You'll receive quotes from at least three different mortgage advisers, enabling you to easily compare prices and find the right mortgage adviser for you.
• Proven Quality
  All of our mortgage advisers are specialists with a strong track record of delivering high-quality service.
• Local Expertise
  Having insight into the local property market is essential when searching for the right mortgage. Local advisers offer the added advantages of in-person meetings and streamlined document management.